Terminology Decoded

Six little letters decide what care your mother qualifies for — and what her insurance will pay.

All day, Mom seems fine. Then the sun sets — and she becomes someone else.

Dad spent three nights in a hospital bed — and Medicare says he was never admitted. That one word can cost a family thousands.

There’s a form that tells every paramedic, nurse, and doctor exactly what your mother wants — before anyone has to guess.

‘Just give the house to the kids and let Medicaid pay.’ That sentence has cost Maryland families dearly.